So, most pictures I see of a kilt belt being worn show it just about at the top of the kilt.



However, most kilt belts I see are fairly heavy-duty-looking affairs, and it seems to me that if it's worn right at the top, it has to go over the top kilt straps/buckles, which seems like it would be a bit uncomfortable.

Is this correct?
Or would someone wear the belt just beneath the top kilt strap/buckle?

(if that were the case, then the belt would be a couple inches below the top line of the kilt, and I don't seem to see that in pictures...)


How do you manage this? Do you just wear the belt "loose" enough so that it doesn't press the kilt buckles into your sides uncomfortably?

If so, does it mean that the kilt belt doesn't really do much to hold the kilt itself tightly to you? Is it purely for looks?