I'm not sure where you heard not to wear a belt w/ daywear. I always wear a belt except when I wear a Prince Charlie jacket w/ vest. And the belt should be worn at the top of the kilt, w/ none of the kilt showing above it. The leather sporran w/ a chrome cantle will be fine for most occasions. The cantel makes it dressier than a day sporran, but you can wear it w/ daywear. The dress sporran is a good price for what it is, but is meant for pretty dressy occasions. Like when the rest of the guys are wearing tuxedos. Don't be confused by the terms daywear and eveningwear. It has to do w/ degrees of formality. Most of the time you wear the same clothes in the evening that you wear during the day. So wear the kilt the same way. If you're going somewhere where you'd dress up, then dress up the kilt. If you go to a wedding during the day, don't wear the kilt w/ hiking boots and a plain leather sporran. Like someone else said before, Dress as you normally would, but w/ a kilt instead of pants. The same kilt can be appropriate for hiking or hanging out w/ friends and for a wedding or formal dinner. It's all in how you accessorize it.

Many on this forum may disagree w/ me on this, but here goes. All of the above goes for the kilt. Other kilt-like garments like the Utili-kilt and others are strictly casual garments, like shorts or work pants or jeans. They should not be used for semi-formal or formal wear.