The perfect kilt for daily wear?

[The Wizard of BC]

Thank you Fluter for the endorsement.

Now my thoughts. It would seem that what you are describing is a Freedom Kilt more than anything else. The ideas you have presented are what I attempt to do with each kilt I make.

You didn't mention how wide you want your pleats. The reason I bring that up is that if you want to use Cargo style pockets you are limiting your self to wide pleats. Cargo pockets just don't seem to appeal to many people when paired with 1" pleats. In addition, a combination of cargo pockets and wide pleats will create less swish than narrower, clean pleats.

Then I disagree with your wanting exclusively Cargo style pockets because you think other styles will create bulges. Not true. If designed properly. I offer my Rear Welt & Side Slash Pockets as examples. Ask those here who own them and you will find just the opposite. I routinely ask customers to find the 2 1/2" thick wallet in my Rear Welt Pockets and they can't see it. I then begin to unload my Side Slash Pockets. Their eyes start to bulge when out come my pipe, tobacco pouch, coin purse, lighter, a ring of 20 keys, and a cell phone. There had been no noticeable bulging of the aprons even when leaded like that. The problem is that you can't just slap on a pocket have it look well when loaded. It must be designed as if it's loaded already.

Now to apron width. You specify a full width, hip to hip, apron. Then you are not going to be able to use side cargo pockets at all. The pockets will end up being placed well behind the centerline of your leg and will feel awkward and will not be used. You will also end up sitting on them all the time.

Now fasteners. The two second rule you stipulate rules out straps & buckles. You're now left with snaps, hooks & eyes, or velcro. Each of these options is, in order, less secure. I don't mention buttons because your hypothetical design seems to imply you desire adjustability. Why? Other than a kilt, when was the last time you bought a man's piece of clothing that was adjustable? Blue Jeans certainly aren't.
(Op-Ed)I personally like taking a few moments when I get dressed. The "wrap & run" thinking seems to be a N. American trait.

You also don't mention fabrics. You imply a washing machine capable fabric with minimum wrinkling. That leaves Polyester and Polyester blended fabrics. Unless of course you don't mind wrinkles, curling of the pleats, and staining.
No color goes with everything and is suitable for any occasion. Black is the most universal but shows dirt.

I didn't intend this to come out as an advertisement for FK but it seems you are describing what I have been advocating for the last 4 1/2 years. My Company tag line is "Custom Contemporary Kilts for Everyday Wear".
And unless you are prepared to mass produce a line of kilts, some with wide pleats, some with narrow, some with different fasteners, and with every different pocket placement that will suit every single customer's taste I think you are doing custom work. So that eliminates your hypothetical kilt to the price point of a pair of jeans.

Good luck in your search. The only thing I know of today that seems to me to fit your criteria perfectly is the bath towel that is printed with a sporran.

The next best actual kilt is my Industrial Model Kilt with the two adjustable snaps on the waistband. Wide Pleats, Detachable Cargo Pockets, and minimum custom tailoring.