For those of you who have had an opportunity, firsthand, to observe highland dress being worn in Scotland, or Scots wearing highland dress outside Scotland, a query:

Is there a generally accepted practice among Scots whose surnames are not associated with a particular tartan when it comes to which tartan they wear? In other words, do you find that they wear a tartan associated with their mother's maiden name, grandmother's maiden name, etc., or do they wear a district, regimental, or universal tartan (Hunting Stewart, Caledonia, etc.)?

A disclaimer: I'm not trying to rehash a "wear whatever tartan you want to wear" thread, but am trying to get some real data on what Scots do in Scotland...

Cordially,

David