the first letter is how i do my L`s and the 2nd section is how i do my K`s they look like r`s in a way
i reckon its says L MCHARRIS and the 2nd word is KRISTIE 65

the picture somehow doesnt look %100 scottish to me its hard to explain but when you google map kristie this is what comes up
Kristie, Edinburg, Hidalgo, TX 78541, USA