Yup, I've got that problem too. Even when wearing a tie with trousers! Normal ties are just too long for me. I will either tie a Full Windsor knot to use a little more material, or tuck the tail into my trousers/kilt, or sometimes even fish it into my shirt between the button holes if it can be well hidden. Never thought to tuck the tail back up inside itself. Great idea, Chas!

Really, what I ought to do is spend a weekend shortening my ties. But that's painstaking work and I just never seem to find a weekend where I want to do it.