I'm 6'1" but taking his advice the idea was that I would wear it down on the hip because I have a big belly.

I'm thinking along the lines of just returning it for a refund and seeing Rocky @ USAK (ASAP) since he's got a storefront and can measure me himself so I'm sure I'm getting it right. When I'm sure I have a good set of measurements from a pro kiltmaker that will make me more confident about ordering online again.