Where should the belt ride?

[slothead]

Ok, here is a photo that I have. Maybe this will help.

I can't tell exactly where the kilt top or the belt are in this photo because both are dark and in the shade, but it looks to me (from Steve Ashton's description and the barely visible 'step' on the viewer's right side of the torso) like this kilt is being worn a little too low.