C'mon in Duncan - the water's fine.

As mentioned above: track down Hamish's pics. That's a must. He runs the gamut for kilted style ranging from very formal to man-about-town. Of course, I'm also convinced that what Imelda Marcos was to shoes, Hamish is to kilts. Where does he keep them all??!!!

I'm in the polo shirt camp for out-and-about casual. Maybe a T-shirt around the house. But, as we've all said here, that's my choice. If in doubt: ask your lady. Or, if she's like mine, she'll tell you how good/bad you look without any prompting.