On the hips
Just below the umbilicus
Above the umbilicus
At or above for me.
I agree with Hamish, it depends on the kilt. My UKs are worn on the hip... My trad tanks above the belly button... And I wear my kilts wherever (work, shopping, church, concert, etc.)... .
Happiness? I'd settle for being less annoyed!!! "I used to be disgusted; now I try to be amused." - Declan MacManus Member of the Clan Donnachaidh Society
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