Glad you're okay, but contrary to others, I've had terrible luck with USAA. When we argued to NOT have the vehicle declared totaled and that the trucking company was claiming full responsibility for the semi rearending my son, they got really nasty and made us do all the work with the trucking company and then promptly tripled our rates and black listed us so that now all rates are that high from anyone else. As soon as I can find someone with better rates and who will actually do what I've paid them to do for 25 years with not accidents in the family until the last 4 years, I'll cancel and move to a company that actually practices customer service.