It depends on your intended use of the knife. Stainless is, of course, less likely to rust, and wearing a knife against your leg will definitely get some corrosive sweat on it. I have a blade that looked great until it got all cruddy and I had to do some extensive polishing to make it look good again.
If you insist on a really good blade on your sgian (as opposed to wearing one for looks) then you can either pop for big bucks or have one made or even make on yourself. I have a couple of good ones and a couple of cheapoes, and I choose the purpose of the blade when I get dressed.
Jim Killman
Writer, Philosopher, Teacher of English and Math, Soldier of Fortune, Bon Vivant, Heart Transplant Recipient, Knight of St. Andrew (among other knighthoods)
Freedom is not free, but the US Marine Corps will pay most of your share.
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