Being a dirt poor college student, I am somewhat insulated from the economy. Grants and loans don't dry up so easily, and the crappy, part time, minimum wage job I have is equally secure. So while I don't have much, I actually have a little bit more than I did last year.

Of course, I still have to be cheap. Very cheap. And it's hard, because I'm getting my first tax refund and I so want to get a new kilt. I just have to keep reminding myself that I will be repaying student loans for then next 80 years or so, and the more I spend the worse it will be.