I was lucky. I was only out of work for two months. but during that 2 months the mortgage did not get paid. Luckily, the mortgage was sold three times in six months and no one could find me. Now my wife is out of work. I struggle to get the mortgage current. Luckily the payment was reduced. Interest rate still high, but we are functioning. Now my wifes daughter is getting married. Luckily, all we have to do is buy the beer. (Guinness, of course). Life will go on. We all will do better once the economy turns. Goodd luck to all. We are all in this together.