As someone who spent a lot of years in the menswear business, I would say that the bigger issue is the style of collar on the shirt. Both Windsor and Half-Windsor knots produce quite a bulky knot that looks better and more in proportion with a Spread collar - a Four-in-Hand knot would look too thin in that situation. With a more common style of standard business shirt collar, or even a Button-Down collar, the narrower Four-in-Hand would look more suitable - the Windsors would look way too bulky there.

So if your shirt wardrobe includes a variety of collar widths, I'd suggest you allow your repertoire of knots to vary as well. When it's necessary to deal with the extra length, tucking the tail under your belt has the side benefit of keeping the tie in place! Ron.