To play the devils advocate - having had a number of senior moments where I a word,that I use almost daily, will not come to mind, let ask this question. If you could not remember or never knew the proper name for the kilt how would you describe it?

I find it hard to believe that in this day and age that someone would not have heard of a kilt, on the other hand, if you don't use the word often it may come come to mind when you need it.

There are ways to handle episodes of CRS (Can't Remember Stuff) that are better than what has been reported here. Assuming the "lady" was in pants just write it off to lack of air flow to her brain, since she obliviously had her head up her ........