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  1. #1
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    Credit Card Bonanza - Lead Me Not Into Temptation!!

    What is up?? I read in the news about all the bank failures and the tight credit and the government bajillion dollar bail out...

    I'm paying my bills today and while paying my plastic bill notice that my bank has RAISED my credit limit $4,500!!

    I'm used to this tricky little move every year about this time to suck me in to charging holiday gifts...but $4,500!!??

    Its like smelling pot on the wind for this old herbal farmer...stopped me cold...I WANNA SPEND IT!!

    Leather kilts, hand sewn wool kilts, ACCESSORIES!!!!

    Wait, maybe a trip to Skye!!

    Self-restraint?? What's that?? I'm a gutter kilt junkie with margin on his plastic!

    Maybe just one of those build it yourself sporrans from L&M Highland...

    How am I ever gonna avoid a tartan overdose here....breathe into it....no wait, that's huffing....I think I can smell those RKilt leather swatches...where's my wish list!!??

    Doesn't the bank realize I'm OLDE and will probably croak before I can pay off the plastic???

    Oh boy...what a pickle....what would Hamish do? Oh dear or dear What would Hamish do?

    Let see $4,500 would buy about nine more hand sewn kilts...okay, maybe just eight, leave some for accessories....

    Inverness cape...a wool Inverness cape would be nice with winter coming on....

    And I don't have every color of the Lewis Kilt hose yet...still a few to go....

    Oh the insanity of it all!!

    Ron
    Maybe I'll just use the five weeks vacation time I have built up and go back to Little Beach, Maui....
    Ol' Macdonald himself, a proud son of Skye and Cape Breton Island
    Lifetime Member STA. Two time winner of Utilikiltarian of the Month.
    "I'll have a kilt please, a nice hand sewn tartan, 16 ounce Strome. Oh, and a sporran on the side, with a strap please."

  2. #2
    Join Date
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    Don't lose yourself in the excitement Ron!

  3. #3
    Join Date
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    The best thing to do would be to take out the scissors and cut it up into little tiny pieces.
    Animo non astutia

  4. #4
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    Cool Here's to temptation

    Edited for content...out of respect for Riverkilt......
    Last edited by Canuck; 10th November 08 at 05:15 PM.

  5. #5
    BEEDEE's Avatar
    BEEDEE is offline
    Retired Forum Moderator Chairman
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    Those credit card companies just want to suck you in and load you up with debt. They have no morals IMHO.

    Brian

    In a democracy it's your vote that counts; in feudalism, it's your Count that votes.

  6. #6
    Southern Breeze's Avatar
    Southern Breeze is offline Oops, it seems this member needs to update their email address
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    Smile

    If you can't figure out what to do with it, send it to me.

  7. #7
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    Well I had a credit card which allowed me up to £13,500 credit.
    One of my other credit cards got compromised, fortunately a sharp eyed clerkess in a travel agency in Eire phoned me at home to check if that really was me standing in her shop before any serious harm was done, so I cut them all up and cancelled them and now I have NO credit cards. Best not to spend until you have the ready cash.
    Regional Director for Scotland for Clan Cunningham International, and a Scottish Armiger.

  8. #8
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    No Ron donna do it, they just wanna make you feel all woolsy
    woolsy, then jack your interest rate!

    On the other hand.......Five weeks on LIttle beach, Kamolai I Or II, heck five weeks anywhere on Maui Course yah might not come back.....

  9. #9
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    Quote Originally Posted by Riverkilt View Post

    Doesn't the bank realize I'm OLDE and will probably croak before I can pay off the plastic???

    ....
    I had a statistics teacher in college that said the secret to happiness was charging everything to the max and then pay the minimum. Eventually he said he would die owing all that money and then he'd WON!!!!

    Good luck deciding what to do with it all.
    Sapienter si sincereClan Davidson (USA)
    Bydand Do well and let them say...GORDON!My Blog
    "I'll have a scotch on the rocks. Any scotch will do as long as it's not a blend of course. Single malt Glenlivet, Glenfiddich perhaps maybe a Glen... any Glen." -Swingers

  10. #10
    Join Date
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    Quote Originally Posted by BEEDEE View Post
    Those credit card companies just want to suck you in and load you up with debt. They have no morals IMHO.

    Brian
    This is true. They are also struggling from having loaned so much to people who are not paying it back. From their point of view it makes sense to encourage us who do pay our debts to get in deeper. If they don't get carrying charges from us (because we pay off in full every month) they still get the merchants' fees on our purchases. They trust us not to let them push us into default.

    Of course much of their recent experience should have taught them that many of us can't be trusted that way, but there are slow learners in every occupation.

    .
    "No man is genuinely happy, married, who has to drink worse whiskey than he used to drink when he was single." ---- H. L. Mencken

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