So I need some advice. The other day I hobbled into the bank to set the pin on my new bank card (yes I am still on crutches), and a lady asked me the other question - "Oh I love your skirt, where did you get it?"

I must admit, while I am fully ready to deliver a sparkling and witty rejoinder to the usual "what's under there?" or variation on same, I was completely taken aback regarding skirt questions. All I had was a general feeling that my manhood had been somehow questioned and a mumbled, "It's a Kilt." to lob back at her. We both left the bank feeling abit disgruntled.

Any suggestions on a better response - one that would be funny, yet still get the point across.